Vacant Land loans are suitable for borrowers purchasing or refinancing vacant land. Residential construction must commence within 12 months of land settlement.

Minimum Loan Amount	$30,000
Maximum Loan Amount	Varies
Maximum LVR	Up to 80%
Loan Term	Up to 30 years
Interest Only Option	Yes
Fixed Interest Option	No
Split Loans	Construction split and up to 3 other splits
Inward Direct Debits/Credits & BPays	Yes
Cheque Book	No
Internet and Phone Access	Yes

Construction loans are suitable for borrowers who have or are settling on vacant land and subsequently constructing a residential building.

Minimum Loan Amount	$30,000
Maximum Loan Amount	Lower of Total cost of project or Valuation of completed project
Maximum LVR	Up to 95% depends on Program
Loan Term	Up to 30 years
Interest Only Option	Interest only until construction complete; option for up to 5 yrs IO
Fixed Interest Option	No
Split Loans	Construction split and up to 3 other splits
Loan Portability	Yes
Inward Direct Debits/Credits & BPays	Yes
Cheque Book	No
Outward Third Party Direct Debits	No
Internet and Phone Access	Yes

Please Contact Us if you want to apply for a loan or download an application form here.