The Lo Doc loan is suitable for borrowers who are self-employed or full-time investors, for at least the last two years and are unable to provide extensive financials or taxation returns.
A similar loan to our Lo Doc loan is the Easy Doc Loan (see underneath Low Doc below) , but no minimum period of self-employment is required:

Minimum Loan Amount	$30,000
Maximum Loan Amount	$1.0M
Maximum LVR	80%
Loan Term	Up to 30 years
Split Loans	Up to 4
Repayment Options	Principal and Interest (P&I) Interest-Only (IO)
Interest rate options	Variable or Fixed (up to 5 years)
Repayment Methods Variable only	Direct Debit, Direct Salary Credits, Other Income Credits, BPay
Repayment Frequency	Weekly, fortnightly, twice monthly or monthly
Cheque Book	Optional extra
Credit Card Sweep	Yes
Early Repayment Fee	Yes
Redraw (excl fixed rates)	Yes
Internet and Phone Access	Yes
Construction	Yes (insured only)

This loan is similar to our Lo Doc loan however no minimum period of self-employment is required.

Minimum Loan Amount	$30,000
Maximum Loan Amount	$1,000,000
Maximum LVR	70%
Loan Term	Up to 30 years
Split Loans	Up to 4
Repayment Options	Principal and Interest (P&I) Interest-Only (IO)
Interest rate options	Variable or Fixed (up to 5 years)
Repayment Methods Variable only	Direct Debit, Direct Salary Credits, Other Income Credits, BPay
Repayment Frequency	Weekly, fortnightly, twice monthly or monthly
Cheque Book	Optional extra
Credit Card Sweep	Yes
Early Repayment Fee	Yes
Redraw (excl fixed rates)	Yes
Internet and Phone Access	Yes
Construction	Yes (insured only)

Please Contact Us if you want to apply for a loan or would like further information or download an application form here.